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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Beginner’s Guide to Group Long-Term Care Insurance

In their younger years, most people do not consider needing long-term care later in life. However, it is worth considering. Purchasing this insurance when you are young makes it much more affordable. Long term care insurance is purchased as an individual or through a group long-term care insurance plan offered by an employer.  Should I Invest in Long-Term Care Insurance? If your employer offers you...

Motorcycle Safety Tips for Riding in Bad Weather

Riding in the Rain Every motorcycle rider will eventually get caught in the rain, so it pays to be prepared. Driving any vehicle in wet weather will significantly reduce your available traction. But on a motorcycle, riding in the rain makes that instability feel far more exaggerated. Not only are you exposed to the elements, but you’re relying on just two small patches of rubber...

Why Your Minor Might Benefit from a Life Insurance Policy

Most people do not consider buying life insurance until they are married or have children. If you are single and do not have any children, buying life insurance may not top your list of priorities. A minor of any age can own a life insurance policy indirectly as a gift or can be transferred by an adult.  What is the Best Age to Buy Life...

6 Smart Insurance Questions for Newlyweds and Soon-to-Weds

6 Questions to Ask an Insurance Agent in your 20's and 30's 1. We’re getting married. Should we wed our auto insurance as well? If one of you has a Mad Max-like driving history, then auto insurance might be one of those things you don’t merge once married. But if you and your spouse both have good driving records and no recent gaps in insurance coverage, you might save money...

Commonly Overlooked Types of Business Insurance

You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...